Hyundai Finance Center in Union, NJ

Check Out Maxon Hyundai's Hyundai Finance Deals for Your Next Purchase

Choosing a Hyundai sedan or SUV is the starting point. Next, you must find a dealer that meets your financial needs and provides you with the most expedient means of acquiring the vehicle, be it through leasing or financing.

Maxon Hyundai near Union has streamlined the process so you can start immediately. Regardless of your financial situation, you can access our Finance Page online to apply for a loan, value your trade-in, sell your vehicle, or lease the most recent Hyundai models. Our team of experts will help you every step of the way.

Here are some of the deals we offer:


Leasing Versus Financing

Leasing is comparable to renting a vehicle for an average of three years before deciding whether to purchase it. At Maxon Hyundai, we recommend leases to our Newark clients who meet the following criteria:

  • They're searching for a good deal on a recent vehicle
  • They lack a sizeable down payment and desire lower monthly payments
  • They hope to reduce their tax burden (for business owners)

Although leasing has many advantages, financing could still be your best option, especially because you can apply for financing online

The most significant advantage of financing is that you will eventually own the vehicle.

Financing means that after your vehicle is paid off, you can:

  • Resell or trade it in the future and receive something in return
  • Save money in the long run because you will be able to drive it without continued payments
  • Avoid worrying about added fees due to mileage limits

No Credit? Bad Credit? We Can Help!

Whether you have a less-than-perfect credit rating or no credit history, you've likely experienced how most car dealers around Jersey City handle you based on your score. Let our dealership help you find a car loan regardless or your credit.

While it is true that no credit history or a poor credit score can make it more difficult to obtain financing, it is still possible! Most issues with getting auto financing emanate from the dealer's need for access to lenders who specialize in assisting drivers with poor credit or no credit. Maxon Hyundai is here to help you get the financial support you need to acquire your next car.

Our philosophy at Maxon Hyundai is that your credit shouldn't be the only object holding you back from buying a car. Although obtaining an auto loan in your situation is possible, it is always advisable to work with a lending institution in the vicinity of Elizabeth specializing in customizing loans to your strict needs.

We offer both in-house leasing and financing options.

Finance Your Hyundai with Your Tax ID Number

You can use a Individual Tax Identification Number (ITIN) to qualify for a car loan and vehicle purchase. However, knowing how to use a ITIN for a credit application properly is important.

If you're living in the U.S. but aren't eligible, or don't yet have an SSN, you can find a car loan through our dealership's finance team.

Let Our NJ Hyundai Dealership Help You Decide

Visit our Maxon Hyundai Finance Center near Union, and we'll help you figure out whether leasing or borrowing would be better for you to acquire your next new Hyundai vehicle. We'll also offer valuable advice on Tax ID information use as well as help you select the perfect Hyundai ride.

Get started today on the car buying process online with the shopping tools at Maxon Hyundai!

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Frequently Asked Questions

Our dealership in Union maintains strong professional relationships with a variety of local, regional, and national banks, credit unions, and online lenders. Our experts will leverage them to help you compare rates and terms and secure one that fits your budget.

Besides the details about the car, truck, or SUV you want to buy, we'll require proof of your identity, address, and income, plus your debt history and access to your credit report and banking information.

Yes, as part of the risk-assessment process, "hard" inquiries typically temporarily lower your score. However, the "soft" pre-approval process will not. We advise our Newark clients to get pre-approved so they know in advance how much they can borrow and on what terms.

Drivers from nearby Jersey City to Elizabeth, NJ, and beyond can take advantage of a wide range of Hyundai incentives, featuring competitive APRs, low monthly payments, and agreeable rates and terms to help them realize their dreams of ownership. We also offer a variety of specials on both new Hyundai cars and SUVs and pre-owned, off-brand vehicles. They change often, so be sure to check our inventory frequently for current promotions.

Yes, you can estimate costs using our Kelley Blue Book My Wallet tool. Choose Show Your Payments, then select either Finance (if you're buying) or Lease. If you're purchasing, estimate your credit, specify your preferred term length, and let us know whether you'd like to customize your rate. Then let us know your budget, specify your desired down payment, and enter the value of any trade you plan to make. If you're leasing, please tell us your preferred annual mileage, budget, down payment, and trade-in value. The tool will show you the available options.

  1. Maxon Hyundai

    2329 U.S. 22 W
    Union, NJ 07083

    • Sales: 888-833-6896
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Get in Touch

  • Contact our Sales Department at: 888-833-6896
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 8:00pm
  • Saturday9:00am - 8:00pm
  • SundayClosed